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How it Works

Step 1 – Apply for Credit

The first step is to apply for credit, you can do this by pressing the ‘apply now’ button and completing our quick 2 minute application or if you prefer you could speak to an advisor by calling us on 03339 00 00 00 and we’ll be more than happy to take your application over the phone.

Step 2     

Once we have your finance application we’ll give it our urgent attention and aim to get you accepted within the hour.

Step 3

Once we have a decision for you we will contact you by either phone, text or e-mail and make all the necessary arrangements.

If you’ve already located your car of choice we will contact the supplying dealer to inform them of your acceptance and get the paperwork over to you for signature with details of what you need to do next.

The whole process normally takes a few days, so very shortly you could be driving the car of your dreams.

If you’ve not chosen your car yet you can now go shopping and tell the dealers you are pre-approved for finance.

Midland Credit Ltd is a licensed credit broker and not a lender,
we are authorised and regulated by the Financial Conduct Authority for consumer credit FCA no. 732202
Midland Credit Ltd can introduce customers to a limited number of finance providers based on overall credit profile and may receive a commission for such introductions. Midland Credit Ltd do not charge a fee to the customer for this service.
* The UK’s most trusted Car Finance Broker rated Excellent, 9.9 out of 10 based on TRUSTPILOT data from Sept 2013 to June 2016 Website Content © MidlandCredit 2018 · Web design By Caged Fish · Sitemap · Terms & Conditions · Log in