Warranty Direct was the UK’s first direct consumer warranty company.
When the company was established in 1997, its mission was to offer warranties that are worth the paper they are written on and to make buying a warranty both quicker and simpler, we firmly believe that Warranty Direct has achieved this mission and so do our customers.
Today – they don’t just sell you a warranty, they handle the claim as well, which means they stand by what they say, with no hidden get-out clauses, Warranty Direct are the only company that offers you plain and honest cover.
The warranty business depends on recommendations, so they will be doing everything in their power to ensure that you are happy with the warranty you have purchased.
As the longest-serving warranty company, Midland Credit is happy to recommend Warranty Direct to supply our customers with the warranty they deserve and rely on for their new car.
If you are interested in an extended warranty for your new car just click on the flashing banner to get your quotation.
All circumstances are considered. Whether you are employed, self-employed, retired or receive some of your income through benefit payments, as long as your monthly income after tax is £1,000 or more, we have lenders that will consider your application.
Some lenders in our panel, are also able to assist customers who have a poor credit history, are currently in an IVA or have previously been bankrupt.
All circumstances are considered. Whether you are employed, self-employed, retired or receive some of your income through benefit payments, as long as your monthly income after tax is £1,000 or more, we have lenders that will consider your application.
Some lenders in our panel, are also able to assist customers who have a poor credit history, are currently in an IVA or have previously been bankrupt.
When applying for finance, the lenders that we work with conduct a soft credit search, which will only be visible to you, but not other finance providers. The good news is that these searches will not affect your credit score.
We work with lenders that can offer finance between £3,000 and £50,000. Your credit limit is determined by the lender with no need to provide income proofs in most cases and this will be confirmed by your dedicated finance advisor.
In almost all cases, a deposit is not required to finance a vehicle, however, a deposit or part exchange can be used if you want to reduce the amount that you borrow and your monthly payments.
Midland Credit are a specialist vehicle finance broker and use a panel of lenders with products to suit all credit circumstances. This does not mean that credit is guaranteed, although, we have one of the highest approval rates in the motor finance market.
We can provide finance for vehicles from thousands of licenced dealerships in the UK and Northern Ireland. We will, of course, check that the dealership is reputable before you proceed so that you have a smooth buying experience.
Midland Credit does not charge any fees for arranging your finance as our service is free of charge. Our income is generated through a commission that we receive from the lender when a finance agreement is taken out.
The lenders that we work with offer finance on a Hire Purchase or Conditional Sale agreement where the whole cost of the car is split across a series of fixed monthly payments, typically spread over two to five years. You will own the vehicle as soon as you’ve made the final payment at the end of the finance agreement.
Borrowing £7,000 over 5 years with a representative APR of 26.9% (Fixed) and a deposit of £0.00
the monthly payment would be £201.62 per month, with a total cost of credit of £5,097.41 and a total amount payable of £12,097.41
