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Used car Finance

Having access to a car is vital for many people and we know how difficult life can be if you don’t have a car. At Midland Credit, we believe in offering people an opportunity to afford a car and for more than 30 years, we have been providing people with an opportunity to obtain car finance.

We have been operating through a number of economic booms and busts, so we have the confidence to provide you with a solution that is tailored towards your needs. If you need to have access to a car but you have struggled to obtain finance from other places, come and see because we are more than happy to help.

Bad credit history is no barrier to finance

If you suffer from bad credit or you have experienced CCJs in the past, don’t worry, this is no barrier to obtaining credit from us. We believe that used car finance should be about your ability to pay back the agreement now and in the future, not what happened in the past. We aim to provide you with the best opportunity of obtaining finance, regardless of your history.

We aim to offer a swift response

We know that most people looking to obtain finance are looking for a swift response. This is why we aim to provide all applicants with a decision within one hour. If you are out and about and have come across the perfect car for your needs, we are the ideal finance company to talk to. Get in touch with us with your application and we will do everything we can to process your application as quickly as we possibly can.

We take finance very seriously

We take finance for used cars very seriously and we provide you with a loans calculator on our site. This means you will be able to work out how much you have to pay back to us and when you have to pay. We aim to provide you with as much information and support as we possibly can with respect to payments. We are responsible lenders and we will do everything we can to help you make the most effective decision with respect to finance.

Rely on Midland Credit because:

  • We have over thirty years’ worth of experience
  • We don’t worry about a bad credit rating
  • We provide you with a loans calculator
  • We aim to provide you with a decision within one hour
  • We accept applications from self-employed people

If you need assistance in obtaining finance for a used car, we are the company to help you out. We have helped countless people obtain finance for a car and we are here to help you as well. If you need information or would like to start an application, get in touch and we will be more than happy to help.