As soon as you find a car, you need to call your sales advisor and give them the registration number, mileage and price plus the dealers details, we will then do the necessary checks to ensure it is safe to purchase.
Yes you can part exchange, the price of your part exchange will be agreed with the dealer you are buying your new car from.
No, we make no charge for you to apply , our service is completely free.
The minimum loan is £3,000
Yes, but no need to worry we specialise in helping customers that have a less than perfect credit history.
Yes, it’s no problem but you will have to supply your last three months bank statements before taking delivery of your new car.
Yes absolutely, we are happy to take applications from our Armed Forces, however we cannot finance a vehicle if you wish to take it abroad.
Yes we can definitely look at your application and accept many customers that are in an IVA.
Yes, when you have made all the payments the car is yours, and of course should you wish to settle early or part exchange your car before the end of your agreement this is perfectly fine.
Once you’re approved we will email your finance agreement to you for signature, once you return it to us together with your ID we will be in a position to fund your new car. The whole process normally takes 2 to 3 days but we have done it much quicker than this on many occasions.
No all vehicles we finance must be from a recognised dealer. This is for your safety as this will give you protection if things go wrong.
We have several lenders so the ID can vary a little but usually all we will need to see is your driving licence and most recent payslip, if you are self-employed we normally need your last 3 months bank statements. You do not need to produce any ID until after you’ve been accepted.
You need to be over 18 years of age, be in either full time employment or self-employed or be in receipt of benefits and be able to supply identification once accepted
We normally approve credit applications within the hour.
Absolutely not, however if you cannot locate the vehicle you require we will gladly look for it for you using our extensive range of contacts.
We are currently accepting 2 out of every 3 applications that we receive and specialise in helping customers with a less than perfect history, if you can afford the payments there shouldn’t be a problem so phone us now or of course apply online.
If you are now discharged there shouldn’t be a problem. If you have CCJ’s, defaults etc, we should still be able to help.
All monthly payments are repaid by Direct Debit.
In almost all cases we can approve customers without them needing a deposit
We currently have facilities to fund vehicles up to 10 years old and with a maximum mileage of 120,000 miles, we also are able to provide funding for vans and light commercial vehicles.
You can apply online using our simple 2 minute application form or if you prefer you can phone our office on 03339 00 00 00 and one of our advisors will take your application.
We would be more than happy to help you and using our extensive contacts we quite often find you vehicles of amazing value and specification.
The amount you can finance will be decided during the application process and will be advised upon approval.
We will transfer the outstanding finance amount to the dealer.
Absolutely, every day we finance many customers who have already been rejected elsewhere.
We have some great rates available once you’ve applied we’ll be back to you within the hour with the best rate possible.